Entries Tagged 'Credit Card' ↓

After encountering a lot of difficulties in managing several credit cards at a time, I have decided to maintain only one card to cover all my expenditures. I reviewed all the information about my credit cards – interest rates, rewards, offers and features. Each has its own advantage so I found it complicated to outweigh each with the other. I then decided to consider lower interest over the other benefits. I found a great deal with my newest credit card which has one of the lowest, if not the lowest interest rate for balance transfers. Good thing since two of my cards have high interest rates, this one has somehow canceled out the previous interests I got from those two cards. This is the best feature the card has, plus lots and lots of freebies.

All these information are available at YourCreditNetwork(dot)com which helped me decide on getting this credit card. Try visiting this site and you will learn more about credit cards, even how to manage them and keep them. You really have to know everything first about your credit cards, it will save you a lot of money.

My business requires me to go around all the time. I go to meetings and presentations and even do some selling and delivery myself. With this kind of work, I need ready money for my representation, but for security concerns, I am hesitant to bring cash all the time. Thus, I use credit cards for my spending.

I actually have three different kinds which I use for my business – one for representation, one for gas and car maintenance and the other one for travel and office supplies and equipment. This practice may seem odd to some, but it helps me manage my bills properly. Besides, the cards I use for each purpose gets me rewards, points and rebates for using them. My Citibank Visa, for example, which I use for gas and car maintenance, entitles me to rebates to hundreds of gas stations and car repair shops. Other credit cards do not have that.

I got this idea from YourCreditNetwork(dot)com which not only is a site for credit card applications but more of credit card information. There are tips on what card to get, why to get it and how to manage it. It is affiliated with almost all banks and card carriers in the country and is updated with the latest promotions that the card companies offer.